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CREDIT CARD PAYMENTS
process credit cards we use Authorize.net. We can process
the following types of credit cards: American Express, Visa, Discover/Novus
and Master Card.
CajunSupermarket.com will not bill your credit card for each item until it ships. If items in your order ship at different times or are not shipped, we will bill for the price of the product that shipped.
Debit cards - We do authorize funds from your account as soon as you place an order, which may affect the available funds in debit accounts. With most banks, these authorizations will usually reflect as a "pending" transaction until your order ships and is officially billed.
Card declined, but my bank shows a debit?
In other words, if the transaction has been denied, your credit card or debit card will not be debited, however your bank may have set funds aside during the authorization request. Banks will release an authorization between 3 and 30 business days and they set their own policies. CajunSupermarket.com has no control over how long your bank may hold your funds. Should you have any questions regarding authorizations, please contact your bank.
Every time that you submit a credit card for a purchase CajunSupermarket.com is verifying your billing address with your bank as well as authorizing funds from your credit card or debit card. Authorizations allow your bank to secure funds for the requested transaction amount. Authorizations are not charges or debits to your credit card or debit card. Your credit card or debit card will be debited upon shipment of product and or purchase of an e-GiftCard. If you receive a "Credit Card Declinedr" message, CajunSupermarket.com will not return the authorization number to your bank and your credit card or debit card will not be debited.
1. The Authorize.net Shopping Guarantee protects you when
you pay through Authorize.net, so that you never have to
worry about credit card safety. Period.
2 . You will never pay charges made to your card through unauthorized
parties, contact us if there are charges
on your bill you do not recognize.
3 . To protect you from catastrophic losses, under the Fair Credit
Billing Act, your bank cannot hold you liable for more than $50
of fraudulent charges that are not the result of negligence or fraud
on your part.
4 . Our Secure Sockets Layer (SSL) software is the industry standard
and among the best software available today for secure online commerce
transactions. It encrypts all of your personal information, including
credit card number, name, and address, so that it cannot be read
as the information travels over the Internet. Authorize.net
does not allow any transactions that do not occur on a Secure
5 . For security reasons card numbers are transmitted directly to
the banking network for authorization. Our fraud detection system
provides us with powerful filters and tools to identify, manage
and prevent suspicious and potentially fraudulent transactions before
they are charged which adds additional protecfion for all web shoppers.